When the concept of banking first arrived on the scene, a bank was viewed as a place where people could deposit their money in order to keep it safe. This was the premise of the most ancient of the banks. But the person who came up with the idea of a bank loan – or […]

We do almost everything online. We can check email, order gifts and even do our banking online. When you open a free bank account online you never again have to wait in line to have a teller assist you with your financial transactions.
Most major financial institutions now offer their customers the ability to have a […]

Is a bounced check a misdemeanor or felony? The truth is that it varies by state. Bounced checks are a fact of life, it just matters whether you intended to bounce it or not. People do make mistakes.
Here is what happens with a bounced check:

After giving your check to a merchant, the merchant sends your […]

Nothing spells trouble more than a bounced check. An overdraft out of your bank account can be a costly mistake that can even have some legal ramifications. A bounced check is far more likely in this day and age. Unfortunately, more and more banks are clamping down on people who write bad checks. California, where […]

Debt is something that no one wants to deal with and most people try to avoid. However, many people fall into debt because of situations that they can’t control and others fall into debt because of bad decisions. Once you are in debt, trying to get out can be an endless circle of paying just […]

We regularly meet new people during the course of our daily lives. Most of the time, these strangers just pass on and we never see them again; but once in a great while, there’s a chance that a select few of them will eventually continue to play a role in our lives. For example, we […]

As the wife of a business owner, I know how frustrating and annoying it can be when you end up receiving a bad check. This happens more often than it should and can really cause some major frustrations. Often times, the person who wrote the check is incredibly embarrassed and apologetic and corrects the situation […]

The Australians have saved the world from certain boredom and ruin in more ways than we can count, or sometimes see. On the big screen, we have the likes of Russel Crowe, Nicole Kidman, the late Heath Ledger, and the inimitable Paul Hogan. The beaches, the country, and the uniqueness of place has people spellbound, […]

I think it’s safe to say that we all hit rocky patches on the road of life. That’s just part of it. And money is no different. Most people look at money as a lake, or for some people, like the Bill Gates’ or the Donald Trumps of this world, it is an ocean. An […]

As the wife of a business owner, I know how frustrating and annoying it can be when you end up receiving a bad check. This happens more often than it should and can really cause some major frustrations. Often times, the person who wrote the check is incredibly embarrassed and apologetic and corrects the situation immediately. Other times, we have…